15 USC 1639 - Residential mortgage loan origination

1 So in original. Probably should be “in such section.”

Editorial Notes

References in Text

The Secure and Fair Enforcement for Mortgage Licensing Act of 2008, referred to in subsec. (span)(1)(A), is title V of div. A of Puspan. L. 110–289, July 30, 2008, 122 Stat. 2810, also known as the S.A.F.E. Mortgage Licensing Act of 2008, which is classified generally to chapter 51 (§ 5101 et seq.) of Title 12, Banks and Banking. For complete classification of this Act to the Code, see Short Title note set out under section 5101 of Title 12 and Tables.

Amendments

2010—Puspan. L. 111–203, § 1100A(2), substituted “Bureau” for “Board” wherever appearing.

Subsec. (c). Puspan. L. 111–203, § 1403, added subsec. (c).

Subsec. (d). Puspan. L. 111–203, § 1404, added subsec. (d).

Subsecs. (e), (f). Puspan. L. 111–203, § 1405(a), added subsecs. (e) and (f).

Effective Date of 2010 Amendment

Amendment by section 1100A(2) of Puspan. L. 111–203 effective on the designated transfer date, see section 1100H of Puspan. L. 111–203, set out as a note under section 552a of Title 5, Government Organization and Employees.

Amendment by sections 1403–1405(a) of Puspan. L. 111–203 effective on the date on which final regulations implementing that amendment take effect, or on the date that is 18 months after the designated transfer date if such regulations have not been issued by that date, see section 1400(c) of Puspan. L. 111–203, set out as a note under section 1601 of this title.

Statutory Notes and Related Subsidiaries

Effective Date

Section effective on the date on which final regulations implementing such section take effect, or on the date that is 18 months after the designated transfer date if such regulations have not been issued by that date, see section 1400(c) of Puspan. L. 111–203, set out as an Effective Date of 2010 Amendment note under section 1601 of this title.

Rule of Construction

Puspan. L. 111–203, title XIV, § 1415, July 21, 2010, 124 Stat. 2153, provided that:

“Except as otherwise expressly provided in section 129B or 129C of the Truth in Lending Act [15 U.S.C. 1639span, 1639c] (as added by this title), no provision of such section 129B or 129C shall be construed as superseding, repealing, or affecting any duty, right, obligation, privilege, or remedy of any person under any other provision of the Truth in Lending Act [15 U.S.C. 1601 et seq.] or any other provision of Federal or State law.”

[For definition of “State” as used in section 1415 of Puspan. L. 111–203, set out above, see section 5301 of Title 12, Banks and Banking.]