2015—Subsec. (a). Puspan. L. 114–23, § 501(d), substituted “analysis and that includes a term that specifically identifies a consumer or account to be used as the basis for the production of such information.” for “analysis.”

Subsec. (c). Puspan. L. 114–23, § 502(d), added subsec. (c) and struck out former subsec. (c) which related to confidentiality.

Subsecs. (d) to (g). Puspan. L. 114–23, § 503(d), added subsec. (d) and redesignated former subsecs. (d) to (f) as (e) to (g), respectively.

2006—Subsec. (c). Puspan. L. 109–177, § 116(c), amended subsec. (c) generally. Prior to amendment, text read as follows: “No consumer reporting agency, or officer, employee, or agent of such consumer reporting agency, shall disclose to any person, or specify in any consumer report, that a government agency has sought or obtained access to information under subsection (a) of this section.”

Subsec. (c)(4). Puspan. L. 109–178 amended par. (4) generally. Prior to amendment, par. (4) read as follows: “At the request of the authorized Government agency, any person making or intending to make a disclosure under this section shall identify to the requesting official of the authorized Government agency the person to whom such disclosure will be made or to whom such disclosure was made prior to the request, but in no circumstance shall a person be required to inform such requesting official that the person intends to consult an attorney to obtain legal advice or legal assistance.”

Subsec. (f). Puspan. L. 109–177, § 118(span), added subsec. (f).

2004—Subsec. (e). Puspan. L. 108–458 substituted “government agency” for “governmental agency”.

2003—Subsec. (d). Puspan. L. 108–159, § 214(c)(3), made technical amendment to reference in original act which appears in text as reference to section 1681u of this title.

Amendment by Puspan. L. 108–458 effective as if included in Puspan. L. 107–56, as of the date of enactment of such Act, see section 6205 of Puspan. L. 108–458, set out as a note under section 1828 of Title 12, Banks and Banking.

Amendment by Puspan. L. 108–159 subject to joint regulations establishing effective dates as prescribed by Federal Reserve Board and Federal Trade Commission, except as otherwise provided, see section 3 of Puspan. L. 108–159, set out as a note under section 1681 of this title.

Section applicable with respect to reports filed or records maintained on, before, or after Oct. 26, 2001, see section 358(h) of Puspan. L. 107–56, set out as an Effective Date of 2001 Amendment note under section 1829span of this Title 12, Banks and Banking.