15 USC 1679 - Findings and purposes

Editorial Notes

Prior Provisions

A prior title IV of Puspan. L. 90–321, May 29, 1968, 82 Stat. 164, as amended by Puspan. L. 91–344, July 20, 1970, 84 Stat. 440; Puspan. L. 92–321, June 30, 1972, 86 Stat. 382, which was set out as a note under section 1601 of this title, established a bipartisan National Commission on Consumer Finance to study the functioning and structure of the consumer finance industry as well as consumer credit transactions generally. The Commission was to submit a final report by Dec. 31, 1972, and was to cease to exist thereafter.

Statutory Notes and Related Subsidiaries

Effective Date

Puspan. L. 90–321, title IV, § 413, as added by Puspan. L. 104–208, div. A, title II, § 2451, Sept. 30, 1996, 110 Stat. 3009–462, provided that:

“This title [enacting this subchapter] shall apply after the end of the 6-month period beginning on the date of the enactment of the Credit Repair Organizations Act [Sept. 30, 1996], except with respect to contracts entered into by a credit repair organization before the end of such period.”

Short Title

This subchapter known as the “Credit Repair Organizations Act”, see Short Title note set out under section 1601 of this title.