View all text of Chapter 41 [§ 4001 - § 4010]
§ 4006. Miscellaneous provisions
(a) After-hours deposits
(b) Availability at start of business day
(c) Effect on policies of depository institutionsNo provision of this chapter shall be construed as—
(1) prohibiting a depository institution from making funds available for withdrawal in a shorter period of time than the period of time required by this chapter; or
(2) affecting a depository institution’s right—
(A) to accept or reject a check for deposit;
(B) to revoke any provisional settlement made by the depository institution with respect to a check accepted by such institution for deposit;
(C) to charge back the depositor’s account for the amount of such check; or
(D) to claim a refund of such provisional credit.
(d) Prohibition on freezing certain funds in an account
(e) Employee training on and compliance with requirements of this chapterEach depository institution shall—
(1) take such actions as may be necessary fully to inform each employee (who performs duties subject to the requirements of this chapter) of the requirements of this chapter; and
(2) establish and maintain procedures reasonably designed to assure and monitor employee compliance with such requirements.
(f) Adjustments to dollar amounts for inflation
(Pub. L. 100–86, title VI, § 607, Aug. 10, 1987, 101 Stat. 646; Pub. L. 111–203, title X, § 1086(f), July 21, 2010, 124 Stat. 2086.)