Subpart A. Subpart A—Eligibility Requirements and Underwriting Procedures
Direct Endorsement, Lender Insurance, and Commitments
- SECTION § 203.1 - Underwriting procedures.
- SECTION § 203.3 - Approval of mortgagees for Direct Endorsement.
- SECTION § 203.4 - Approval of mortgagees for Lender Insurance.
- SECTION § 203.5 - Direct Endorsement process.
- SECTION § 203.6 - Lender Insurance process.
- SECTION § 203.7 -
- SECTION § 203.8 - Approval of mortgagees for Direct Endorsement Lender Review and Approval Process (DELRAP).
Miscellaneous Regulations
- SECTION § 203.9 - Disclosure regarding interest due upon mortgage prepayment.
- SECTION § 203.10 - Informed consumer choice for prospective FHA mortgagors.
- SECTION § 203.12 - Mortgage insurance on proposed or new construction.
- SECTION § 203.14 - Builders' warranty.
- SECTION § 203.15 - Certification of appraisal amount.
- SECTION § 203.16 -
- SECTION § 203.16a - Mortgagor and mortgagee requirement for maintaining flood insurance coverage.
Eligible Mortgages
- SECTION § 203.17 - Mortgage provisions.
- SECTION § 203.18 - Maximum mortgage amounts.
- SECTION § 203.18a - Solar energy system.
- SECTION § 203.18b - Increased mortgage amount.
- SECTION § 203.18c - One-time or up-front mortgage insurance premium excluded from limitations on maximum mortgage amounts.
- SECTION § 203.18d - Minimum principal loan amount.
- SECTION § 203.19 - Qualified mortgage.
- SECTION § 203.20 - Agreed interest rate.
- SECTION § 203.21 - Amortization provisions.
- SECTION § 203.22 - Payment of insurance premiums or charges; prepayment privilege.
- SECTION § 203.23 - Mortgagor's payments to include other charges.
- SECTION § 203.24 - Application of payments.
- SECTION § 203.25 - Late charge.
- SECTION § 203.26 - Mortgagor's payments when mortgage is executed.
- SECTION § 203.27 - Charges, fees or discounts.
- SECTION § 203.28 - Economic soundness of projects.
- SECTION § 203.29 - Eligible mortgages in Alaska, Guam, Hawaii, or the Virgin Islands.
- SECTION § 203.30 - Certificate of nondiscrimination by the mortgagor.
- SECTION § 203.31 - Mortgagor of a principal residence in military service cases.
Eligible Mortgagors
Eligible Properties
- SECTION § 203.37 - Nature of title to realty.
- SECTION § 203.37a - Sale of property.
- SECTION § 203.38 - Location of dwelling.
- SECTION § 203.39 - Standards for buildings.
- SECTION § 203.40 - Location of property.
- SECTION § 203.41 - Free assumability; exceptions.
- SECTION § 203.42 - Rental properties.
- SECTION § 203.43 - Eligibility of miscellaneous type mortgages.
- SECTION § 203.43a - Eligibility of mortgages covering housing in certain neighborhoods.
- SECTION § 203.43b - Eligibility of mortgages on single-family condominium units.
- SECTION § 203.43c - Eligibility of mortgages involving a dwelling unit in a cooperative housing development.
- SECTION § 203.43d - Eligibility of mortgages in certain communities.
- SECTION § 203.43e - [Reserved]
- SECTION § 203.43f - Eligibility of mortgages covering manufactured homes.
- SECTION § 203.43g - Eligibility of mortgages in certain communities.
- SECTION § 203.43h - Eligibility of mortgages on Indian land insured pursuant to section 248 of the National Housing Act.
- SECTION § 203.43i - Eligibility of mortgages on Hawaiian Home Lands insured pursuant to section 247 of the National Housing Act.
- SECTION § 203.43j - Eligibility of mortgages on Allegany Reservation of Seneca Nation of Indians.
- SECTION § 203.44 - Eligibility of advances.
- SECTION § 203.45 - Eligibility of graduated payment mortgages.
- SECTION § 203.47 - Eligibility of growing equity mortgages.
- SECTION § 203.49 - Eligibility of adjustable rate mortgages.
- SECTION § 203.50 - Eligibility of rehabilitation loans.
- SECTION § 203.51 - Applicability.
- SECTION § 203.52 - Acceptance of individual residential water purification equipment.
Effective Date