Subpart A. Subpart A—Policies Applying to All Business Loans

• Eligibility Requirements

  • SECTION § 120.100 - What are the basic eligibility requirements for all applicants for SBA business loans?
  • SECTION § 120.101 - Credit not available elsewhere.
  • SECTION § 120.102 -
  • SECTION § 120.104 - Are businesses financed by SBICs eligible?
  • SECTION § 120.105 - Special consideration for veterans.

• Ineligible Businesses and Eligible Passive Companies

  • SECTION § 120.110 - What businesses are ineligible for SBA business loans?
  • SECTION § 120.111 - What conditions must an Eligible Passive Company satisfy?

• Uses of Proceeds

  • SECTION § 120.120 - What are eligible uses of proceeds?
  • SECTION § 120.130 - Restrictions on uses of proceeds.
  • SECTION § 120.131 - Leasing part of new construction or existing building to another business.

• Ethical Requirements

  • SECTION § 120.140 - What ethical requirements apply to participants?

• Credit Criteria for SBA Loans

  • SECTION § 120.150 - What are SBA's lending criteria?
  • SECTION § 120.151 - What is the statutory limit for total loans to a Borrower?
  • SECTION § 120.160 - Loan conditions.

• Requirements Imposed Under Other Laws and Orders

  • SECTION § 120.170 - Flood insurance.
  • SECTION § 120.171 - Compliance with child support obligations.
  • SECTION § 120.172 - Flood-plain and wetlands management.
  • SECTION § 120.174 - Earthquake hazards.
  • SECTION § 120.175 - Coastal barrier islands.
  • SECTION § 120.176 - Compliance with other laws.

• Applicability and Enforceability of Loan Program Requirements

  • SECTION § 120.180 - Compliance with Loan Program Requirements.
  • SECTION § 120.181 - Status of Lenders and CDCs.

• Loan Applications

  • SECTION § 120.190 - Where does an applicant apply for a loan?
  • SECTION § 120.191 - The contents of a business loan application.
  • SECTION § 120.192 - Approval or denial.
  • SECTION § 120.193 - Reconsideration after denial.

• Computerized SBA Forms

  • SECTION § 120.194 - [Reserved]

• Reporting

  • SECTION § 120.195 - Disclosure of fees.
  • SECTION § 120.197 - Notifying SBA's Office of Inspector General of suspected fraud.