Collapse to view only § 12801. General authority
- § 12801. General authority
- § 12802. Rental housing production
- § 12803. Rental rehabilitation
- § 12804. Rehabilitation loans
- § 12805. Sweat equity model program
- § 12806. Home repair services grants for older and disabled homeowners
- § 12807. Low-income housing conservation and efficiency grant programs
- § 12808. Second mortgage assistance for first-time homebuyers
- § 12809. Rehabilitation of State and local government in rem properties
- § 12810. Cost-saving building technologies and construction techniques
§ 12801. General authority
Among the alternative model programs that the Secretary shall make available for use by participating jurisdictions under the provisions of section 12743 of this title shall be model programs specified in this part. The Secretary shall keep these specified model programs under review and submit to Congress such recommendations for change as the Secretary determines to be appropriate.
(Pub. L. 101–625, title II, § 251, Nov. 28, 1990, 104 Stat. 4119.)
§ 12802. Rental housing production
(a) Repayable advances
(1) In general
(2) Maximum amount of advance
(3) Terms of repayment
(A) Interest payments
(i) In general
(ii) Exception
(B) Additional interest payments
(C) Principal and unpaid interest
(b) Selection guidelines
(1) In general
(2) Specific requirements
The selection guidelines may include—
(A) the extent of the shortage of rental housing in the area that is available to low-income families;
(B) the extent large families with children will be served by the project;
(C) the extent to which the project provides congregate facilities and has available supportive services that will permit elderly or handicapped residents who become frail and are in need of assistance in living to continue to reside in the project;
(D) the extent of very low-income and low-income occupancy in excess of the income targeting requirements in section 12744 of this title;
(E) the extent of the project sponsor’s commitment of equity to the project (except that this criterion shall not apply to or affect the selection of applications submitted by public housing agencies and nonprofit entities);
(F) the extent of the project sponsor’s commitment of equity to the project in comparison to the value of all public assistance for the project, including assistance under this subchapter, other Federal assistance and financing, and State and local government contributions (except that this criterion shall not apply to or affect the selection of applications submitted by public housing agencies and nonprofit entities);
(G) the extent of non-Federal public or private assistance to the project;
(H) the extent to which the project provides supportive services for persons with disabilities; and
(I) any other factor determined by the Secretary to be appropriate.
(c) Guidelines
(Pub. L. 101–625, title II, § 252, Nov. 28, 1990, 104 Stat. 4119.)
§ 12803. Rental rehabilitation
(a) In general
(b) Amount of subsidy
(c) Additional restrictions
(Pub. L. 101–625, title II, § 253, Nov. 28, 1990, 104 Stat. 4121.)
§ 12804. Rehabilitation loans
(a) In general
(b) Condition of loans
(c) Additional restrictions
Guidelines for the model program may require that the property—
(1) be located in an area that contains a substantial number of dwellings in need of rehabilitation;
(2) the property 1
1 So in original. The words “the property” probably should not appear.
is residential and owner-occupied; and(3) the property 1 is in need of rehabilitation or concentrated code enforcement within a reasonable time, and the rehabilitation of such property is consistent with a local plan for rehabilitation or code enforcement.
Additional guidelines for the model program shall generally comport with the additional protections and restrictions specified under section 1452b 2
2 See References in Text note below.
of this title.(Pub. L. 101–625, title II, § 254, Nov. 28, 1990, 104 Stat. 4121.)
§ 12805. Sweat equity model program
(a) In general
(b) Rehabilitation of properties
(c) Homeownership opportunities through sweat equity
(1) The program shall utilize the skilled or unskilled labor of eligible families in exchange for acquisition of the property.
(2) Training shall be provided to eligible families in building and home maintenance skills.
(d) Rental opportunities through sweat equity
(1) The program shall include rental opportunities for eligible families which will help expand the stock of affordable housing which is most appropriate for the target group.
(2) The use of the tenant’s skilled or unskilled labor shall be encouraged in lieu of or as a supplement to rent payments by the tenant.
(e) “Self-help housing” defined
(f) Additional restrictions
(Pub. L. 101–625, title II, § 255, Nov. 28, 1990, 104 Stat. 4121.)
§ 12806. Home repair services grants for older and disabled homeowners
(a) In general
(b) Eligible recipients
Home repair services shall be provided to homeowners who—
(1) own and reside in the dwellings for which services are provided;
(2) are older or disabled; and
(3) are members of low-income families.
(c) Permitted restrictions
Guidelines for the model program shall require that—
(1) assisted dwelling units be the primary residence of the homeowner for whom services are provided;
(2) preferences be provided for (A) very low-income families, and (B) individuals with intense need characterized by noneconomic factors such as physical and mental disabilities, language barriers, and cultural, social, or geographical isolation caused by racial or ethnic status that restricts the ability of an individual to perform normal daily tasks or that threatens the capacity of the individual to live independently;
(3) any fees charged be based on the income of the individual receiving the home repair services.
(Pub. L. 101–625, title II, § 256, Nov. 28, 1990, 104 Stat. 4122.)
§ 12807. Low-income housing conservation and efficiency grant programs
(a) In general
(b) ActivitiesThe model program shall provide for—
(1) identification of housing that is—
(A) owned and occupied by low-income families who have received, are currently receiving, or are scheduled to receive assistance under the weatherization assistance for low-income persons program under part A of title IV of the Energy Conservation and Production Act [42 U.S.C. 6861 et seq.] (or a comparable Federal or State program);
(B) in danger of becoming uninhabitable within a 5-year period because of structural weaknesses or problems; and
(C) not sufficiently sound to permit energy conservation improvements without other repair or rehabilitation measures to protect such energy investments;
(2) repairs that will significantly prolong the habitability of units identified under paragraph (1), including roofing, electrical, plumbing, furnace, and foundation repairs or replacement that will prolong the use of the unit as a safe and energy-efficient residence for low-income persons; and
(3) reasonable steps to ensure that any units so repaired will remain occupied by persons or families eligible for assistance under this subchapter.
(Pub. L. 101–625, title II, § 257, Nov. 28, 1990, 104 Stat. 4122.)
§ 12808. Second mortgage assistance for first-time homebuyers
(a) In general
(b) Homeownership counseling
The program under this section shall provide for homeownership counseling to first-time homebuyers assisted, which shall include—
(1) counseling before and after purchase of the property;
(2) assisting first-time homebuyers in identifying the most suitable and affordable properties;
(3) providing homebuyers with financial management assistance;
(4) assisting homebuyers in understanding mortgage transactions and home sales contracts; and
(5) assisting homebuyers with eliminating any credit problems that may prevent the homebuyers from purchasing the property.
(c) Eligibility requirements
Deferred payment loans secured by second mortgages may be provided under the model program under this section if—
(1) the homebuyer assisted is a first-time homebuyer;
(2) the property secured by the second mortgage is a single-family residence and is the principal residence of the homebuyer; and
(3) the principal obligation of the deferred payment loan secured by a second mortgage does not exceed 30 percent of the acquisition price of the residence to the homebuyer.
(d) Payment terms
(1) Period of deferral
(2) Interest rate
(3) Repayment period
(e) Security
(Pub. L. 101–625, title II, § 258, Nov. 28, 1990, 104 Stat. 4123.)
§ 12809. Rehabilitation of State and local government in rem properties
(a) In general
(b) Target
(Pub. L. 101–625, title II, § 259, Nov. 28, 1990, 104 Stat. 4124.)
§ 12810. Cost-saving building technologies and construction techniques
(a) In general
(b) Selection criteria
The Secretary shall establish criteria for participating jurisdictions to select projects for assistance under the model program which may include—
(1) the extent to which innovative, cost-saving building and construction technologies are utilized;
(2) the extent to which innovative, cost-saving construction techniques are utilized;
(3) the extent to which units will be made available to low-income families and individuals;
(4) the extent to which non-Federal public or private assistance is utilized; and
(5) any other factor, determined by the Secretary to be appropriate.
(c) Guidelines
(d) Report
(Pub. L. 101–625, title II, § 260, as added Pub. L. 102–550, title II, § 216, Oct. 28, 1992, 106 Stat. 3760.)